Chapter 352 Credit Loan

Under the department store on the east side of Moscow, a [China] China-Shenzhen Development Bank opened silently.

The Moscow hawker, who received the news early, lined up one day and one night in advance.

They and the department store team formed two long lines in parallel, which led the Moscowians who were queuing up to shop and kept asking, "What are you buying here?"

Everyone was queuing up and bored, so the Russian aunt Genia, who was queuing up, explained, "This bank can borrow money from China, RMB."

"What's the use of the country's money?" The Moscow people queuing up for shopping are very incomprehensible.

Aunt Genia smiled gently and asked, "What are you queuing up to buy?"

"Buy toothpaste."

"Xuehuā toothpaste, right?"

"Yes, yes, have you heard about it? It's rare. In my impression, department stores have not sold toothpaste for two months..."

"I've heard about it, and I also know that Xuehuā toothpaste is [China] domestically produced."

"Zhong] Domestically produced? No wonder they are all strange words. The daily necessities of Moscow people are getting poorer and poor day by day. As early as the mid-1980s, they have imported a large number of [Chinese] Chinese goods. At that time, the young master trafficked small goods into the Soviet Union, which were probably taken away by the Russian business department. They did not say that they were self-employed.

Aunt Genia smiled proudly and said, "If you buy domestic goods with the money of [China], it must be cheaper than the ruble. Moreover, [China] China's money is valuable. What's the price today and what's the price tomorrow?

The Moscow man was very moved by what he said, and he didn't care about the neat alignment of the team. He came over and asked, "How much is the national money?"

"You have thought about it. [China] national money can only buy [China] national goods, which are not recognized by Americans and Europeans."

"Is there a lot of domestic goods in China?"

"It's more than a department store." Genia said with honor, "They not only lend, but also exchange, that is, exchange rubles for RMB. It's up to you to decide.

"How about you? Are you coming for a loan or an exchange?

"Loan."

"How to repay the loan in the future?" At this time, the Russians are similar to the Chinese people, although they don't care about debt-free and light-hearted. But it also tends to save rather than borrow. It was the hyperinflation caused by the collapse of the Soviet Union that shattered the Russian concept of saving.

Aunt Genia smiled and said nothing. The main business of these train workers has long been small traders. The RMB loan is used to buy the goods of the Chinese people, and then give them to their families to sell them. It naturally forms a cycle, and the pressure to repay the loan is small.

The Moscow people opposite looked at Aunt Genia curiously, but no matter how much they asked, they couldn't find the result.

The two teams moved forward slowly, and when they were about to reach the department store, they were obviously separated.

Aunt Genia hugged the waist of the person in front of her tightly, worried that she would be squeezed out of the line at the last minute. The people behind also grabbed Aunt Genia's shoulder, so that she naturally did not hug her waist, but there was nothing she could do. Aunt Genia's waist was too strong. You can't hold it if you want to.

One after another, Russians exchanged dozens of yuan to hundreds of yuan with the prepared loan documents. Si Kongguan said happily and worriedly, "I hope there will be no more major changes in Russia. Otherwise, we will go back without any money, and it doesn't matter if we are punished. It's not good to cause losses to the country.

The members of the banking group with him also nodded with a grim expression. None of them have the experience of loans abroad, and they are full of doubts about whether they can recover the loan.

Su Cheng said simply, "With the endorsement of the State Bank of Russia, what are you afraid of?"

"I'm afraid that the State Bank of Russia will fail." Si Kongguan is very practical.

Su Cheng shook his head, which could not be explained.

The flow of people in front of the bank is getting more and more. The Russians who got the loan rushed straight to Yaroslav Railway Station. If they didn't get the loan, they had to leave sadly.

The loan standard of deep development is in line with that of the State Bank of Russia. In addition to collateral, a good credit record is also useful. Although the Soviet Union collapsed, Russia is finally a complete country. The network that once imprisoned the society has now become a credit network. On the other hand, the amount of loans released by Shenzhen Development in credit is very small, with an average of only a few hundred yuan per person. In terms of monomer, there is no crisis.

Nevertheless, deep development has also attracted the attention of Russia.

In today's Russia, there are many foreign banks, but there is no one who dares to release credit loans to Russians. Because no foreign banker can be sure that this nascent Russia can survive. If there are frequent wars, or simply a nuclear bomb hits the sky, these loans will not be recovered.

This kind of system risk is best avoided by foreign banks. Therefore, even if the Russian government once invited foreign banks to release credit loans, the other party also said that it was a mess. In the end, it still didn't see a dime.

In the eyes of foreign banks, countries that lack credit systems simply lack the conditions to release credit loans.

Only people like Sucheng, who not only determine the future of the Russian government, but also believe in non-credit system countries, will release credit loans when the time is ripe.

Compared with large credit, the total amount of funds released in this way is not small, but more helpful to society.

Kokilev soon came to the [China] Embassy. This time, he faced Su City with a smiling face and asked the Bank of China group to open a few more windows, because the flow of people near the department store was so crowded that it affected the traffic.

Su Cheng will not refuse.

Even Si Kongguan and others did not strongly oppose it.

There are a number of RMB released by the banking group every day. In the past three days, almost every 10 million yuan released, 9.5 million yuan has returned to their hands.

Because the Russians who take out the loan will take out the RMB as much as possible. In the Russian environment, the RMB can only make sense if it buys [China] domestic goods.

For Su Cheng, as long as the money goes out, half of its value will be generated. Because the cost of goods in China is often only a quarter to one-third of the selling price. After a round of recovery of this money, the rest can only be said to be interest.

If there is any business that can be said to be stable and profitable, this kind of loan business must be.

corresponds to the loan of the Bank of China Group of China, which is the loan given by the State Bank of Russia to the Bank of China Group of China. Su Cheng originally planned to lend them to the Russians to earn the difference, but before the reputation of the banking group began, he simply used the money to buy Russian goods and then transported them back to China by empty trains.

And what he bought the most was Russian scrap steel.

In this country that is good at manufacturing stupid, black and thick equipment, huge factories and large tonnage machinery can be seen everywhere, and tons of waste raw materials are countless.

Now that the factory is shut down, the machines and raw materials are useless. There is no need to look around in Sucheng. Naturally, someone will send it to your door and ask for used steel in exchange for daily light products.

The exchange unit has also quickly transitioned from foreign exchange dollar units to "tons".

The exchange of 1 ton of socks for 50 tons of steel is staged in this country every day.

.......)