Chapter 52
"Orphanage?"
For Chen Moran's jumping thinking, Xiao Yiren has already experienced it in the past few days. A month ago, he told himself that he was going to open a printing factory, mainly books, newspapers and magazines, and compatible with printing things. But a few days later, he suddenly thought that he should build another paper mill. The reason is that most of the domestic printing paper now trusts imports. Papermaking is not as good as others. The technical content is low and the profit is large, so there must be a lot to do.
And now he suddenly wants to run an orphanage. In an instant, Xiao Yuren even felt that he could no longer keep up with Chen Moran's thinking.
"That's right! It's just to run an orphanage!"
Chen Moran nodded.
"As a social sage, expanding social prestige is nothing more than investing in education and welfare."
At this time, of course, Chen Moran will not say that the purpose of running an orphanage is just to build an underground factory building in the underground of the orphanage, but to turn the topic back to what the two talked about before, reputation.
"Now Shanghai people know my Chen Moran's name, but if we want to get the real name of the industrial company, we must run a bank. It is certainly impossible for our bank to get money from those foreigners, and our brain has to move on their compatriots. But for them, I spent a lot of money. Although it proves his financial resources, he But we can't see who I am.
Speaking of this, Chen Moran's face showed some strange smiles. There are too many merchants in later generations who are rich and unkind, but there are also some businessmen who buy fame, such as running schools and orphanages. Some people want to do good deeds, but more people are for fame, in order to use this good reputation to cover up the things behind them.
Listening to Chen Moran's explanation, Xiao Yuren was a little silent for a moment, and then looked up at him again.
"I know what you mean, but it takes time to build a building and a house! According to what you mean, I will run a bank in the first half of the year. I'm afraid that the name has not been typed out..."
"I don't have to think about this problem for the time being. I still have the money to open the bank!"
Chen Moran smiled carelessly and said that the money needed to open a bank, not to mention a few months later, can be taken out by himself now.
"I'm thinking about the future, to be precise, the second half of the year!"
"The second half of the year?"
"That's right, it's the second half of the year. Today, I will try to start the printing factory and paper factory, and start work in the first half of the year at the latest. In the second half of the year, I will think about..."
Chen Moran did not continue to talk. In fact, in the past three days, Mingli has been rich and rich, but in private, he is looking for an industry for himself.
Although that factory may be able to print a large number of banknotes for itself, although the gravure printing machine is different from the offset printing machine, the requirements for ink are not high, and the advanced ink made in Germany can meet the demand, but the fragile accessories will be used up one day. When the accessories are used up, the gravure printing machine can no longer print money, even if it is used The laser engraving mechanism version uses the current German-American gravure printing machine to print banknotes, but counterfeit banknotes are different from others. Tens of millions or even hundreds of millions are printed. It may not have a big impact on the market, but it is impossible to print them continuously. Unless you want to turn American banknotes into gold yuan coupons, the chain reaction caused at that time is also unpredictable. Tested.
Fake banknotes are like a tool for original accumulation. No one can rely on counterfeit banknotes forever. After using counterfeit banknotes to complete the accumulation, they will eventually return to the correct stability.
Stable, made fake banknotes for three years in later generations, from the original color printing machine to the later MR version that could be faked, but not pulled out and shot. The fundamental reason is caution. In this era, it is the same, especially in front of the fake **, it should be more so.
"Wei Yang, do you remember I said that we were going to build the financial industry empire?"
As soon as the topic changed, Chen Moran returned to the empire that pulled Xiao Yu into the group at the beginning. That's the right thing. The partial door is just a momentary need, and doing the right thing is a long-term plan.
"Hmm!"
How could Xiao Yanren not remember the financial industry empire? At that time, he was the "unprecedented financial industry giant" that he had been fooled by him.
"We want to build this financial and industrial empire. In addition to the equity financing of some potential factories, we also need to invest in our own factories. In fact, for now, even if we lend and finance those factories, those factories are not big and not strong!"
"Why is this?"
Chen Moran's words only surprised Xiao Yi for a while. He has thought about the kind of financing method Chen Moran said many times, replacing loans with financing. Banks directly act as corporate shareholders and participate in enterprise operation and management. It is indeed possible to build what he called a financial industrial empire, just like Morgan in the United States.
"In the future, our banks will be different from other banks with loan business as the core. We take venture capital as the core of our business. Venture capital is actually an investment method for the financial industry to invest in rapidly developing and highly competitive enterprises. In this process, banks are the gathering point of social floating capital. The direct investment industry of social floating capital that will be raised can make banks obtain profits far more than the loan. In the same one million taels, the return of lending in five years is only 1.3 million. However, if it is direct financing, the return in five years is one million taels, and there will be dividends and profits every year in the next year.
Chen Moran said that this investment method was actually venture capital for future generations, and when he worked in the loan company founded by the municipal axe, it was several venture capitals that almost sent him to prison.
Xiao Yuren, who is not a financial insider, just listened quietly. Although he was not a financial insider, he also summed up all this and came to the conclusion that there was a lot to do.
Chen Moran turned around and turned to the most critical issue.
"But now, although after the change of Gengzi, it is an opportunity for us to develop our industry, but at least in the next year or two, let's not point to those gentry who have the courage and are willing to run a whole family. After all, it is an indisputable fact that foreign dumping and domestic products are unsalable. It can be said that now we have the development of the industry. Opportunity, but there is still some time before the real opportunity.
Xiao Yuren was silent. The fact that foreign goods pressed domestic goods was common, just like the weaving factory invested by his uncle. Although there were Chinese businessmen, he still bought foreign cotton yarn. Low tariffs and no gold made the cotton yarn of foreigners cheaper. Although he was willing to support domestic products, it could only do so in the face of profits, and even Uncle's cloth factory business also has to carry the impact of foreign goods.
"The competition for foreign goods such as yarn and cotton is fierce. Unless there is a good opportunity, the factory will be besieged by foreign goods as soon as it is built, so we should start from somewhere else!"
Chen Moran laughed and even looked a little mysterious.
"Start from a place that foreigners don't have!"