Chapter 381 Can't afford a house

People have their own aspirations. Li Tianzong has nothing to say about Sun Mengtao's ideals. What's more, becoming a civil servant, and even becoming an official in the future has always been a manifestation in China. Therefore, Li Tianzong also intends to help Sun Mengtao implement his plan and realize his ideals if possible.

Liang Jialiang's family background is relatively ordinary. He is not as poor as Li Tianzong, nor does he have a background as Sun Mengtao. He is a very ordinary peasant family. He doesn't have any special ideas. He just wants to spend the past four years of college.

However, after going back this winter vacation, I also felt a lot of pressure.

"I thought I couldn't afford to buy a house in Shencheng. I went back after graduation. I didn't expect that the house price of my family has also risen now. What should I do in the future!" Liang Jialiang lamented loudly.

Sun Mengtao also sighed and nodded and agreed: "Yes, in the second half of last year, house prices across the country have been rising, and the house prices in second- and third-tier cities have almost doubled. Originally, it was sold for 2,000 yuan, but now it can be sold for 4,000 yuan. Now it is at least 8,000 yuan. Many cities have called out the goal of breaking 10,000 this year. It's really crazy. . "

"I imagine that after college students graduate, the average starting salary is only more than 2,000 yuan. In fact, this average starting salary may still be more economically developed first- and second-tier cities such as Shencheng, such as third-tier and fourth-tier small cities, generally more than 1,000. Such a salary can only buy half a square meter a month without eating, or In places where the location is relatively poor, even if after two or three years, the salary rises and doubles to 5,000 yuan, you can buy one square meter. What's more, now prices are soaring, and the cost of living is also soaring, two or three thousand, which may only be enough for food and clothing; what's more, in two or three years, the house price may rise..."

If it had been in the past, Hou Xiaoqiang would have ridiculed disdainfully, but now in front of Li Tianzong, he dared not do so.

In fact, when Sun Mengtao began to calculate the accounts with his fingers, Hou Xiaoqiang also quickly calculated an account in his heart. He found that as Sun Mengtao said, an ordinary college student, even if his job is good after graduation, he may not be able to save money in the first two or three years. In the first five or six years, I'm afraid he can't afford it. The house.

This is not Shencheng. In Shencheng, this time period may be doubled.

Of course, these are not a problem for him.

Hou Xiaoqiang began to try to look at the problem from another perspective for the first time, and also found for the first time that the world was not that simple.

Hou Xiaoqiang also knows that if he applies for a job with his current ability, the situation is similar to that of ordinary college students. If he is not in good family conditions, he will also buy a house according to his own ability, and he is likely to belong to the house buyer.

Life is not easy.

Li Tianzong has a first-hand experience in this regard: "Yes, the house price there is also rising, and we can't afford it if it rises again. Now it is the case that young people want to get married three or five years after graduation, take their parents' savings of 20 or 30 years as the down payment, and then overdraw their income in the next 20 or 30 years and take a bank mortgage, which is equivalent to pressing their parents' first 20 or 30 years, plus their last 20 or 30 years, all on a house. This is a tragedy in China.

In the past 30 years, a generation, China's reform and opening up has only been 30 years. It can be said that all the benefits obtained by ordinary people in these 30 years have been looted by real estate, and even robbed young people for at least 20 years.

At this point, Li Tianzong couldn't help but think of a joke about the landlord and the long-term workers. He said that there was a landlord, a lot of land, and a lot of long-term workers to work. The landlord built a group of united buildings for the long-term workers. One day, the landlord's counselor said to the landlord: The landlord, the long-term workers I have some money in my hands. They live in your house and pay monthly rent. It's not cost-effective. Anyway, they will live forever. Why don't you just sell the house to them and make a name called -- public house for sale! Tell them that the house will belong to them forever, and they can take back the money they have saved in the past few years.

The landlord said: Yes, what about the rent? The counselor said: It's easy to receive it. It's a Japanese name, called the property fee! The landlord quickly implemented it and made a lot of money. The long-term workers are so happy!

After a few years, seeing that the long-term workers worked hard and frugally, and saved some more money in their hands, the counselor said to the landlord: Master, the long-term workers have money in the past few years. Let's build them a new house and make a name called the old city renovation. They give us the money in hand. We demolished the house and build a new one. If you buy it again, you can build more and sell it to others.

The landlord has implemented it again. This time, some long-term workers are unhappy. The landlord's family has been used for forced demolition! The long-term workers had to swallow their teeth, and the landlord made a lot of money.

A few years later, the long-term workers finally saved a little money, and the counselor said to the landlord: "Dear owner, let's tear down these long-term workers' houses, build villas in this place, build the demolished land and sell it to those rich rich people to make a profit.

The landlord said: What if the long-term workers don't do it? The counselor said: Let's give them more money, make a name called monetization resettlement, let's build a house next to our pigsty, make a famous house, build a carriageway for them to buy a house there.

The landlord said: What if they don't have enough money? The counselor said: Lend them money from our bank, with a monthly interest of 6 cents. Our money can still give birth to money, and there is no risk.

Landlords have implemented it again. Long-term workers borrowed high-interest house purchase money from landlords and paid monthly interest to landlords, queuing up to register to buy affordable housing. The landlord's affordable house has only been built until now, and the long-term workers have to continue to wait in line for the house. Until now, they are still waiting...

So, the long-term workers began to make trouble. The landlord was a little panicked and asked the counselor what to do? The counselor said: Hurry up and inform the long-term workers that the price of the house is going to fall. Don't buy it. Rent a house and just rent our pigsty to them.

As a result, after so many years, the long-term workers have lost all their money, and they are still renting houses and waiting in line to buy affordable rental housing!

Li Tianzong said this joke. Everyone has heard similar jokes, but when he just talked about this topic, he had a deep understanding in his heart and felt particularly heavy.

The reality is like the landlord and the long-term workers in this story. No matter how hard the long-term workers try, no matter how much money they save, they will all spend on the house in the end. As some people said when defending real estate, the house problem in China has never been solved. It has never been solved before, and of course it is not now.

When the other party said this, the intention was to refute those who said that it was more difficult to buy a house, but it also revealed a problem to us, that is, the problem of the house has not been solved.

Why can't the four most basic survival needs of the people be solved, but become more and more difficult?

If the progress of science and technology makes food and clothing, that is, food and clothing, no longer a problem. Today's advanced transportation and convenient transportation networks make it easy for us to travel to all parts of the world, and even the saying of the global village, there is no problem.

Only living, not to mention how good a house it is, even in the place where you work, it has become a luxury to have a house, because the construction cost is really high, or has the land resources been exhausted?

Neither seems to be the case.

Sun Mengtao smiled and said, "There is also a joke about pigs and houses."

It is said that pigs get rich through hard work. There is 5 yuan stored in the money bank opened by mice. The pig plans to use this 5 yuan to build a small nest. The big cover costs 2 yuan to sell land and 3 yuan to build a nest.

Wang Ba is engaged in engineering. He wants to make more money from pigs, so he found a way for the fox who became an investment consultant.

The fox said: This is easy to do. So he asked the wolf in charge of the territory and the mouse who opened the bank to discuss it together.

As a result, Wang Ba borrowed 200 yuan from the mouse, used 100 yuan to buy the wolf's land, spent 3 yuan to cover the pig's nest, and spent 50 yuan to give the fox consulting service fee,

The pig had no land, so he had to ask the bastard to sell the nest to it. The bastard asked for 500 yuan. The pig said that he could only afford it for 5 yuan. At this time, the fox persuaded the pig to borrow money from the mouse.

The mouse promised to lend 500 yuan to the pig, provided that he should pay back 600 yuan with interest, which can be paid off in 10 years, and the property right certificate can be used as collateral. As a result, the transaction was completed.

In the end, the pig spent 600 yuan to buy a pig's nest, which was 120 times higher than his original plan. The pig worked hard for ten years to earn money to repay the loan.

In this transaction, wolves, mice, foxes and bastards all made money.

After that, they will do the same.

More pigs went to borrow money to buy a house. At this time, when the merchant's donkey saw the opportunity to take advantage of it, he borrowed a lot of money from the mouse, bought all the houses built by Wang Ba, and then sold them to pigs at a higher price.

The pig's loan repayment period is getting longer and longer, the food is getting worse and worse, and the piglets dare not give birth.

Because the number of pigs is getting smaller and smaller, the wolf felt that he had no pork to eat and had to starve to death, so he began to regulate and not let the mouse borrow any more money.

But Wang Ba has not stopped building a house and put all the money he earned and loaned into production.

There are a lot of pig's nests in the donkey's hands, and they can't be sold.

As a result, rats, bastards, and donkeys have earned a lot of pig's nests. The money is finally concentrated in the hands of the wolf.

Now, everyone is waiting for the wolf to take out the money for help!"

Compared with the jokes of landlords and long-term workers, the pig and house jokes mentioned by Sun Mengtao just rightly reveals the interest chain that exists in the whole real estate industry.

Some people say that Huaxia has been kidnapped by real estate, because many people have to take benefits from this industrial chain, so even if the central government really wants to control house prices, many people will not agree, and house prices will be difficult to lower.

What's more, for China, the most important thing is GDP, and with the rapid growth of China's GDP over the years, real estate has become the biggest contributor, and no one will easily stop it.

Just like the wolves, foxes, mice, bastards and donkeys in this joke, they are all making money from houses and land. Everyone hopes that this situation can continue.

But it's impossible. In the end, there will always be a lot of bad luck.

The problem is that although everyone sees this, they can't stand the immediate interests ** and go crazy together.