Chapter 245 Establishing a Bank 2

Of course, the most satisfactory person in the whole event is the senior leaders of the energy company. These professionals are very clear about how much benefit a large bank will bring to the company, and sufficient funds will help them enter more projects, especially the benefits that the four major partners will bring. They can't even imagine that it is impossible to calculate how many powerful political and business entities these banks can affect! From then on, China, India, Southeast Asia, Antarctica and even Europe and the Arctic Ocean will go wherever they are happy! Some people even complain that the headquarters's action is "a little late". Indeed, if there are enough book funds, if they can get the help of these partners earlier, they will definitely get more contracts. Of course, they have omitted the reality that the headquarters can't even get the funds to build a bank! The fairy or Li's preparation for the construction of a bank is like a blockbuster suddenly thrown into the crowded crowd. It has made a lot of noise before it really explodes. Although the scale of the bank is not large at all, it may not be able to absorb enough deposits at all. It may not play its due role, and it may die soon... But it has brought a great impact to all walks of life. Whether it is cooperation or ignoring, whether it is for help or when she doesn't exist, the ideas of the masters are not the same, but in any case, almost everyone remembers the strength of the fairy again. If she is not strong, she will not expand continuously; if she is not strong, she will not easily enter the banking industry with a very high entry threshold; if she is not strong, she It is impossible to attract so many partners; if she is not strong, she will not stick to her "style" like a local rich man... And what will happen to the already powerful fairy with the assistance of the bank?

There are thousands of large and small banks around the world. Some of them collapsed during the economic crisis, and some were later established. Although they are not as large as before, they are already quite a lot. According to different standards, there are many categories of these banks. In terms of the scale of funds, there are tens of billions of yuan and hundreds of billions of yuan, which are all small banks. Large banks have hundreds of billions of yuan of funds, fixed assets of more than one trillion yuan, and even tens of thousands of thousands of yuan. From this point of view, The newly established Fairy and Xixing Union Bank is just a medium-sized bank. From the perspective of business scope, there are domestic banks and international banks, but no matter what kind of bank it is, most of them are also engaged in domestic and international business, but the focus is different. Li's Bank naturally belongs to international banks. In addition, there are also state-owned banks and private banks, as well as so-called joint venture banks, which are mainly the difference between the controlling parties. For example, the Industrial and Commercial Bank of China is a state-owned bank, although the government only owns 55% of the shares. According to statistics, more than 90% of global banks are private banks. Some private banks have more than one trillion yuan or even trillion yuan, but more are small banks. It is said that there are no more than 20 banks above Li's Bank, so Li's Bank is still relatively large.

Most private banks of an enterprise nature have several or more than a dozen shareholders, and the service partners are also companies with several or more than a dozen different holders. The purpose of establishing banks was to solve the capital problems of these companies. They contribute, jointly control and are monitored by them. At the same time, these public Under the connection of banks, the company has formed interest-related power groups and become complex systems or power groups. This forms one company interest groups, such as companies in South Korea and Japan, which are similar combinations. At the same time, there are many such groups in North America and Europe. These combined combinations are very powerful, because they are related to each other, support each other, and jointly deal with hostile corporate groups, and many strengths. It is difficult for more powerful companies to be rivals, and even fairies are not strong enough.

In fact, Lee's Bank is a special existence! In the original plan of Fairy Company, she belonged to a private bank. Although there are also some shares of state-owned banks, up to 80% of the shares are in the private hands of the Li family, occupying an absolute controlling stake, not even a joint venture bank. Although there are many partners, there is actually only one service object, which is the most fundamental difference from many big banks. Even some weaker banks are different. Therefore, Li's Bank is a special existence. In a sense, she is a strong symbol of the Li family, and there is only him in the world. We have set up a commercial bank that only serves one enterprise group, although the entity of this "one" enterprise group is definitely more than 200!

The establishment of its own bank by the Li family has aroused a strong response in the industry. If someone asks for partners from the world, someone will definitely stand up and respond. However, I heard that some people even want to refuse a certain government, and the final compensation is also pitiful, which makes many people stop looking forward to the nature of the Li family. Love will not give people a chance at all! Everyone is shocked by the strength of the Li family. At least the four partners are not easy to attract, but this also shows a way for other enterprises in China. Fairy and Xixing United Bank can't get in, so why not combine them to build a bank by themselves? The strength of a company may not be enough, but the idea of several or more than a dozen companies to unite is very attractive. There are many large companies with similar ideas, and the market conditions also make it possible to establish a joint bank.

The "Battle of the Far East" has made many Chinese companies combine some interests and support each other. With the end of market competition, some alliances tend to be loose and even hate each other, but the cooperation foundation of most companies still exists, because the market environment is still very cruel to them. Especially for some larger companies, because of the living environment in the international and domestic markets, they are more willing to strengthen their existing alliances, and it is a very appropriate choice to hold shares, especially through banks to form closer interests. Most of these large companies that have been hit hard by the economic crisis have recovered and have a certain ability to operate funds. It is not impossible to build a bank. According to news media reports, the round of banking boom caused by Li's Bank has gradually risen. At least dozens of large companies have made extensive contact. It is said that these companies belong to more than five former market war federations, and it is reported that some big banks in China have also shown signs of participation, and these rumors have gradually become Private recognition from some key departments! Sure enough, by the end of 1944, several companies signed a memorandum of cooperation, which was also signed by a large state-owned bank! Almost at the same time, news spread in the press that another bank was about to be established, and there was news that another bank was about to negotiate successfully. In a short period of time at the end of the year, there was news that three banks were going to be established, which greatly shocked the international financial community and became a sensational news event that year. In less than half a year, four Chinese private banks will be listed and established. The world is shocked. The world exclaims that "China's dragon has attacked". Yes, dozens of large Chinese enterprises, especially private enterprises, have become world-class capital bodies, as high as trillions of yuan. Who can not look at it!

As expected, the Spring Festival has just passed, and in just five days, three private banks have been listed. On February 20, 1945, the "New Yunlong Bank Group" was established with a registered capital of 600 billion yuan; on the 23rd, the "Southern United Bank" was established with a registered capital of 700 billion yuan; the next day, the "Fanghepu Bank" was established with a registered capital of 700 billion yuan. Most Chinese people have received these shocking news before they have returned from the celebration of the Spring Festival. They have no choice but to make up for social consultation!

New Yunlong Bank Group was registered and announced in Beijing. It is headquartered in Beijing. Its shareholders include 11 large companies and one bank, of which New Element Company accounts for 19% of the shares, Yulong Electronics Company accounts for 19%, Yunshan Group accounts for 15%, Jianghai Group and Xinpeng Company each account for 6%, and Tianchiji The group company accounts for 5%, and the remaining five companies account for the remaining 20% of the shares. Unlike Li's Bank, the bank group "pays more attention" to its cooperative banking partners. For example, China Construction Bank owns 10% of the shares. Except for China Construction Bank, these shareholders are all private enterprises, and the industries involved. In dozens of industries such as new materials, electronics, biotechnology, real estate, automobiles, machinery, commerce and transportation, all shareholders (excluding cooperative banks) are involved in assets of more than 5 trillion yuan. The name of the New Yunlong Bank Group is composed of one word each of the three shareholders. Among them, the word "new" is taken from the first word of the new element company. Of course, Xinpeng Company is also lucky for some reason. Although Yunshan Group is not as strong as before, it is still strong. The amount of assets is only slightly less than that of Yulong Electronics, which is also a tribute. Presenting a word "cloud"; Yulong Electronics Company is the most powerful in the consortium. Its founder, Jin Yulong, who is now 64 years old and is still the chairman, uses the favorite word "Dragon" as the end of the bank group. This is not only the representative word of the three major shareholders, but also fully shows the domineering mentality. Most of the headquarters of these shareholders are in the north, only Xinpeng is located in Shanghai, the remaining six companies are located in Beijing, three are located in Tianjin, and the other is headquartered in Dalian. This is Qianfu Group. Some people are familiar with this!

The shareholders of Southern Bank are relatively scattered. There are 8 major shareholders, with a total of 90% of the shares, including Bank of Communications holding 9% of the shares, Longjia Group holding 24%, Baiyun Electromechanical Group holding 9%, Fengcheng Group holding 16%, Dongjiang Real Estate Group holding 10%, Hakka and Baisheng The company accounts for 11% each, and three companies account for the remaining 10% of the shares. These companies are all large corporate groups headquartered in the south, especially in Guangdong, involving dozens of industries including biotechnology, new materials, real estate, electronics, automobile manufacturing and electricity. These companies are relatively strong, but no company has a great advantage and has more connections with each other. It has long been a well-known southern group in China, with total assets of more than 4.5 trillion yuan. The name of the bank group is also known as "Southern Bank". This is the most important industrial group in the south of the mainland. For many years, the commercial group that resists the north and the commercial group that suppresses the coast in the south is unique, safeguarding their basic interests in the south, especially in the Guangdong and Guangxi. After the blow of the economic crisis, regionalism has become more serious.

Fang Hepu Bank Group is headquartered in Shanghai, the economic center of the Far East. It is composed of 90% of the investment of 10 private companies and the Agricultural Bank of China, one of the four major state-owned banks in China. Among them, four larger private companies control 56% of the shares. Electronics companies account for 16%, Huangpu and Oriental Real Estate account for 13% each, and Wanfang Automobile Group Co., Ltd. accounts for 14%. The name of the bank group is composed of one word of these four companies. In addition to the Agricultural Bank of China, the shareholders of Fanghepu Bank Group are mainly located in the middle and lower reaches of the Yangtze River. The total assets of each company exceed 5 trillion yuan. Its business scope includes electronics, real estate, automobiles, new materials, marine transportation, medicine, electromechanical, food and beverage, energy and other industries. It is the largest in the Yangtze River Delta region. A huge industrial group. In just five days, the 32 largest private companies in China have dispersed and combined three large enterprise banks, involving assets of more than 15 trillion yuan and an investment amount of up to 2 trillion yuan, involving dozens of industries. Any banking group is an enterprise group that cannot be despised internationally. Domestic and international commentators are surprised. Together with the earlier established Li Bank, it is also known as China's "new SI big bank". Whether it is a domestic company or the international industry, in the face of these interest groups, they have to adjust one after another. My own industrial strategy, even with the strength of fairies, I have to take these peers seriously! And the international industry is even more worried, because these enterprise conglomerates in Far East China will certainly make it more difficult for them to compete in mainland China, and the threat in the international market is also unprecedented!

In the face of the big move of China's business community, large international companies have been looking for countermeasures to strengthen their own capital and market security capabilities, maintain strong competitiveness with their Chinese counterparts, and try to offset the adverse effects arising therefrom. According to statistics, since October 1944, as many as thousands of large companies have carried out contact activities of various degrees, at least dozens of banks have enhanced their operating capabilities, and hundreds of large companies have participated in each other to maintain their interest-related capabilities. Not only international and domestic enterprises pay attention to this series of "banking incidents", but the fairy herself is also very concerned about it. Her original intention is not to increase cooperation, but to make it more convenient for the funds of her companies to rotate in the group, but she did not expect such a reaction, which was really unexpected. It's really "not what they think"! Nowadays, there are many large domestic enterprises with strong funds. There are not only many state-owned enterprises, but also a large number of private enterprises. Although only 32 companies in the three banks participate in shares, each company is very involved, and at least more than seven or eight can be involved. According to good people's estimates, the three major banks There are more than 300 bank-related companies, and any private company may be related to any bank. "This is really troublesome"! With the intensification of market competition, it is inevitable to compete with each other and fight against each other. For fairies, the future opponents may not be one or two families. It is likely to be some powerful groups. Can exhausted fairies resist those group-style opponents? What worries the headquarters is still those old rivals. Nowadays, in the stealth big group, such as the "new" two companies, Yunshan, Longjia, Fengcheng, Hetai, Huangpu, Dongfang, etc., some companies that have been robbed by fairies, such as Shenwei, Baisheng and other companies are not weak, but now their value has been doubled. What's worse, the fairies and the three major banking groups are almost all evil. Previously, they were only enemies all over the world, but now they are strong enemies all over the world. Of course, it doesn't mean that there is no good relationship, such as Yulong ideas in the New Yunlong Bank Group, Jianghai Group, etc. The previous relationship is good, and the old relationship of Parkson Electronics of the Southern Bank should also be still there, but what role can these friendships play? Almost no one is optimistic! The fairies are not optimistic, and the Li family is more worried. The company can be solved through the market. If these interests really meet the fairies, it can be said that no one can easily make up their mind. After all, the Li Bank has different internal ties with them. At the same time, she also knows that she has a tense relationship with many families for many years. The Wang family of Yunshan Group has never shown their favor to them, especially the younger generation, whose relationship is even worse. In addition, the Mai family of Xinpeng Company has absolutely no good impression, and they have never despised anyone, and they will not ignore the Wang family of Qianfu Group. What's more, these companies are in the same bank group, the total number of this bank group. The department happens to be in Beijing again! Therefore, whether it is the fairy or the Li family, they regard the New Yunlong Bank Group as the strongest opponent and turn most of their attention to this bank group, especially Li. When they learned that Yunshan Group and other companies are interested in building a bank group, they pay close attention to the movements of the ethnic groups behind some companies and pay attention to the horizontal connection between them. It is.

The banking incident caused by Lee's Bank, or the emergence of a consortium of private companies, has a very far-reaching impact. Some far-reaching families and family alliances have emerged from this. They take mutual support as an opportunity for development and take advantage of favorable opportunities. With the low-key style of the Li family, we have vigorously developed the influence in the political and business circles. Although they do not have the financial ability of the Li family, they are more secular, which offsets the shortcomings in some aspects. Under the matching of some people, it greatly restricts the development of the Li family and causes great harm to a certain extent. The Chinese are a nation that is good at infighting. With this incident provoked by the Li family, many families have successfully implemented a strategic siege. The phenomenon of family power that some people have been worried about has disappeared, and with the acquiescence to a certain extent, the strong Li family has gradually become "weak" and no longer stand out from the crowd. Some interests The group has more choices!

Although the Li family is not afraid of any family, it will never despise any opponent! And will they really decline if they "eat their own fruit"?