Chapter 439 About ICBC--
Kowloon City is about a mile away from the pier. At the strong request of Liang Pengfei, no wall was built, and what was displayed in front of people was a staggered and beautiful house, all of which were made of masonry and concrete. Each house has two to three floors and four or five floors. The side of the street is all It's the facade, which is full of a variety of goods, and vendors go in and out, bargaining and perseverance.
The street is far more flat than people think. The gray-white cement pavement is four feet wide, and the middle part of the road is set up with a beautiful and narrow flower bed as a sign in the center of the road. All kinds of carriages are running on both sides of the flower bed in an orderly manner. There are two-wheeled carriages, four-wheeled carriages, and A kind of rickshaw that relies on manpower to pull.
And there are wide sidewalks on both sides of the road. Pedestrians can walk safely on it. Every distance, or at the corner of the street, there will be a person in uniform, who calculates the time according to the hourglass placed beside him, stop the speeding carriage and let the pedestrians pass.
Liang Pengfei and his party walked on the sidewalk like this. When they first came to Hong Kong Island, they couldn't help opening their mouths when they saw Wu Guoying in Kowloon City. Their turbid and shrewd old eyes were full of childlike curiosity.
And Pan Youdu explained and introduced the use of various objects here to the old gentleman with a smile. There are peel garbage bins. People's garbage can be thrown directly in the garbage bin. As for why they don't see the ditch, it is because the ditch is all buried in the ground, and there will be a straight line at every distance. The well is convenient for people to clean up.
There are also the columns standing on the street one by one, which is very similar to Huabiao. That is the lamp post. There is a special glass cover on it to prevent wind. Outside the glass cover, it is also specially tied with wire. This kind of lamp column is specially used for lighting at night.
And the fuel used in it is not candles or ordinary grease, but kerosene. Nowadays, Liang Pengfei holds a large area of coal fields in his hand. In addition to meeting the needs of large steelmaking, a considerable part of it is used for sale, and kerosene is also a masterpiece of the Crab King Island Coal Deep Processing Research Institute.
In fact, real kerosene is one of the oil extracted from oil, but for Liang Pengfei, a self-righteous two hundred and fifty, what else can be called if the oil extracted from coal is not called kerosene? Believe it or not, I will cross you!
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Therefore, this kind of oil distilled from coal was quickly named kerosene by the staff of the research institute. However, the cost is extremely high. About five tons of coal can only extract less than 2,000 catties of oil. These days, the price of coal is not low, so the oil output, which is nearly ten times higher than the cost of coal, can't be compared with income.
The main reason is that there are not many people who are willing to pay such a large amount of money, but it is not without. At least those Westerners feel that the light after the ignition of this oil will even exceed that of candles, and there is very little smoke. Therefore, Liang Pengfei's original idea of domestic sales immediately changed to export.
Nearly ten tons of kerosene are sold to those Western colonists every month. Anyway, the money earned by those people is not earned, and the money earned continues to be invested in research, trying to reduce costs.
For this reason, except for the lighting street lamps in Kowloon City and those sold to those Westerners, there is almost no much left. However, as early as half a year ago, Liang Pengfei had sent those experts and spent a lot of money to buy oil from Shaanxi in the mainland to start research. If it is feasible, I believe that in the near future, more suitable lighting oil and fuel oil will appear in thousands of households.
"Maybe the father of the internal combustion engine was born in my research institute." Liang Pengfei looked arrogant and proud.
And under those beautiful street trees, there are beautiful benches for people to rest. They look at the old people sitting on the chairs in the shade of the trees and watching their grandchildren playing with a satisfied smile on their faces.
Most of the residents living here are craftsmen, who should be called workers. Most of them work in the shipyards and related industrial factories over there, and nearly 40,000 of them have moved from Nanyang. They have already shaved the braids on their heads. That kind of modern momentum, and the kind of convenience. Liang Pengfei first designed and wore shirts, trousers, and many other daily necessities with the atmosphere of later generations, which made Liang Pengfei feel as if he had returned to the later world and the era of peace.
There are also many craftsmen who have moved from the mainland to live here. Today, Kowloon City has developed into a small and medium-sized town with nearly 70,000 residents. However, the environmental atmosphere is far more than any city in this era.
"If there is a saying that my land in China will live and work in such peace and contentment, this life will be enough!" Liang Pengfei sighed half with emotion and half sighed with satisfaction.
"Definitely, son-in-law, in just a few years, you have been able to make so many achievements, which has given us too many surprises. I believe that you can definitely do what you want to do." Pan Youdu, who walked beside Liang Pengfei, raised his eyebrows and was in high spirits.
"It's not enough. In fact, what I have done is far from enough. More, it depends on everyone's efforts and the help of your father-in-law." Liang Pengfei's face was full of pride, and he seemed to be very sincere, which made Pan more useful.
"Well, son-in-law, you let us go shopping with you here. I'm afraid the purpose is more than that, right?" Pan Youdu turned his head back and looked at his daughter and two other Liang Pengfei's wives in and out of the shops on those streets. With little effort, several Liang Pengfei's personal soldiers were already stuffed with big bags. I can't help saying with a smile.
"Ha ha, of course, I heard that your father-in-law's banking business has been suppressed by Jin merchants in the past six months." Liang Pengfei walked slowly with his hands behind his back, which was quite meaningful.
"It can't be called suppression, but they always feel that we are robbing their bank's business. It's normal to have some small frictions." There was a faint worry on Pan Youdu's face. Moreover, those Jin merchants are not easy to mess with. Our bank's current business has just set foot on the edge of the Yangtze River, and they have already..."
"Hehe. My father-in-law doesn't have to be in a hurry to explain. I also know that you and my uncle have contributed to the fact that the bank can be so hot, and I don't mean to stop you from reaching inland. Liang Pengfei waved his hand with a smile, indicating that Pan Youdu didn't have to explain many things. Although he didn't ask questions, it didn't mean that he didn't know.
And he first thought of the establishment of the bank, but fortunately, the Venetian businessman Max, who was rescued by Liang Pengfei. Luo, he told Liang Pengfei that the Western banking industry had formed hundreds of years ago, and due to Venice's special geographical location, it became a trade center. In 158, a bank that can start a number of financial businesses has been established with a relatively complete system: the Bank of Venice.
After more than 200 years of development and more than 200 years of testing, it has been fully mature, has a complete system, and is not like the Oriental Money Bank, which is still stagnant.
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It is also because of his reminder that Liang Pengfei recruited a lot of financial talents from Nanyang, and also let Max. After returning to Venice, Luo helped himself hire a group of financial talents.
After nearly two years of preparation, after persuading Pan Youdu and Ye Shanglin and others, Liang Pengfei contributed 50 million taels of silver, while Pan Youdu, Ye Shanglin and Lu Hengguan each contributed 15 million taels of silver to form the first Oriental bank, which was named Industrial and Commercial Bank by Liang Pengfei.
The implication is aimed at banks serving industrial and commercial people. In this era, it is mainly this group of people who really need currency circulation and exchange. After that, Wu Guoying also invested 15 million taels of shares, and many merchants also enthusiastically took shares, making the share capital rise from the initial 95 million taels to 130 million taels. This huge amount of money made Liang Pengfei realize how rich the wealth of the Chinese people is, and this is just Liang Pengfei's determination to set up a bank has been strengthened by Liang Pengfei.
At present, the general manager of this bank is none other than Ye Shanglin's eldest son. Liang Pengfei's cousin Ye Zhengqing is smart and has also been struggling in the sea for more than ten years. Ye Zhengqing, whose father Ye Shanglin personally mentioned it, is also a new business veteran in the Liangguang business world.
Soon, I became familiar with the bank's rules. With the help of those veterans from the West who have been engaged in the banking industry for a long time, ICBC soon officially got on track and started business.
In addition, there is the open and secret support of these business giants above. Therefore, in less than half a year, the Qianzhuang and ticket numbers of Liangguang have all been squeezed out, and they are expanding and developing rapidly with an extremely rapid momentum.
Even in the area of Nanyang, the branches of ICBC have been established on several densely populated islands such as Mindanao and Java. It is like the hatching of the eggs of a prehistoric beast, which was originally just a small thing. It has begun to show that although it is immature, it has The minions of the cold light have made the surrounding creatures dare to have a kind of fear from the heart.
Especially those banks and ticket numbers, under the step-by-step pressure of this Industrial and Commercial Bank of China, they are retreating. If it hadn't been for their good reputation and reputation, coupled with the Chinese people's hesitation and worry about new things, I'm afraid they would have let them work as new things long ago. The commercial bank was crushed by the trend of destruction.
Now, Liang Pengfei suddenly mentioned this matter, which made Pan Youdu curious and a little uneasy, because Liang Pengfei was almost just the owner of the dividend. However, he always knew the surname of his son-in-law. As long as everything is mentioned, something must happen.
(to be continued)