Chapter 198 Coinage

After Tian Jianxiu left, Xiao Tianjian had a good time in Luoyang City and accompanied Fan Yutong. In addition, he also had a secret discussion with his father-in-law Fan Yaoshan.

Fan Yaoshan now sees Xiao Tianjian, his son-in-law, but he smiles so blindly. Although he thought that Xiao Tianjian was a person who could achieve great things, after all, Xiao Tianjian's strength was still very weak at that time. Even if he had this vision, the world was unpredictable, and he always had the idea of gambling.

This is also the reason why he was unwilling to marry Fan Yutong to Xiao Tianjian at the beginning. However, because of Fan Yutong's persistence, Fan Yaoshan had no choice but to admit it. Later, he left, but secretly communicated with Xing Tianjun. Later, with the help of Xiao Tianjian's power in Jinnan, he opened the door of convenience for Xing Tianjun on the one hand. To a certain extent, it has also become Xiao Tianjian's intelligence network, but on the other hand, because of Xiao Tianjian's backer, he has severely hit several colleagues who are against him. Coupled with the relationship between the two sides, he can get a considerable amount of iron from Yangcheng, and then resell it to various places by waterway, and trade fairly with Xing Tianjun. At present, it has made a fortune. At present, not to mention in Shanxi, even in the whole Ming Dynasty, the business of the Fan family is counted.

Now Xiao Tianjian leads his troops to attack Henan. The power is stronger day by day, winning one battle after another, and the territory is getting bigger and bigger. The business of the Fan family follows the expansion of Xiao Tianjian's territory step by step. Although not many people clearly know their relationship, no one dares to smash the business of the Fan family. Therefore, Fan Yaoshan can be said to be getting richer and richer now, and whenever he thinks about this, he smiles secretly and feels that his vision is really good. He actually caught such a capable son-in-law. Looking around the world, who can be better than his son-in-law?

So Fan Yaoshan has long forgotten his unhappiness at the beginning. This time, when he heard that Fan Yutong was going to leave Jinnan and go to Luoyang, Henan Province, Fan Yaoshan secretly came to Luoyang with Fan Yutong. This time he came to find Xiao Tianjian and wanted to open a money shop under the jurisdiction of Xing Tianjun.

When listening to Fan Yaoshan talk about the money shop, Xiao Tianjian was suddenly reminded again, because since the Ming Dynasty, the Ming Dynasty originally issued banknotes, but because of the improper management of the court, the circulation of banknotes failed. Gradually, he was forced out of the market, and the currency of the Ming Dynasty was not unified, and the court and the local government were cast. Money, and Daming is short of copper, and a large amount of copper money flows overseas. Lead has to be added when casting money everywhere. By the end of the Ming Dynasty, the copper content in some copper coins is only three percent, and it can be broken when it falls to the ground. It can be seen that the currency has depreciated to what extent at this time.

After Damingbao banknotes withdrew from circulation, silver became the standard circulating currency on the market. Official silver is minted from pure silver, but a lot of lead is mixed in private money. These copper money and silver are adulterated to generate money and profits. Now the copper money issued in Nanjing is very adulterated.

Money profit is also a large amount of profit. At present, the government is responsible for managing the money casting, which is greedy from it. It relies on the counterfeiting of money to obtain money profits. In the past, Xiao Tianjian did not have the ability, but now he has occupied a large area. In addition, he has seized a considerable amount of money over the years, which is only obtained in the government. The official bank accounts for a considerable proportion, and there is quite a lot of money on hand. There is no reason to let the official money circulate in the jurisdiction of the Xingtian Army, so that the government can earn a lot of money.

Xiao Tianjian also considered this matter before, but later he put it aside because he was busy. Now when he heard Fan Yaoshan mentions about opening a money shop, he remembered it again.

Although Xiao Tianjian doesn't know much about the financial system, he at least knows that casting money can make a considerable profit. He doesn't make this profit, and some people have to find a way to make it. Why doesn't he let it go?

Daming is short of gold, so he can use silver as the main circulating currency. He can completely rely on the large amount of silver and copper currently reserves to mint silver coins and copper coins, and then issue paper money through the silver reserves. In this way, he can obtain more financial resources.

Thinking of this, Xiao Tianjian simply brought Niu Jinxing, Fan Yutong and other economic people together and discussed this matter. Everyone was surprised that Xiao Tianjian wanted to issue Xing Tianjun's own money, and no one objected, especially Xiao Tianjian proposed to issue paper money. Although everyone I think there is something wrong, but there are not many objections.

Once they publicly issue coins, the finance will be more secure in the future. As for what to do, Xiao Tianjian simply threw it to Fan Yutong, the big housekeeper, to consider. Anyway, in the future, Fan Yutong will be his financial director. Fan Yutong has to decide on all the financial affairs of Xing Tianjun and issue goods. Naturally, Fan Yutong has to host the matter of currency in person.

So Fan Yutong immediately became busy again. First, he took over the financial power of the whole Xing Tianjun, took over the finances of various places, and began to arrange personnel to be responsible. These things were very complicated. Xiao Tianjian was unable to manage even if he was willing, so it was more appropriate for Fan Yutong to manage this matter as his virtuous assistant. However.

As for the matter of minting money, it can't be done in one sentence. There are many things involved. From casting to issuance to circulation, there is a lot of knowledge. Although Xiao Tianjian claims to be all-in-one, he is still a little unclear in this regard. After simply proposing this matter, he let go. In short, he asked Fan Yutong, we need to get this matter done quickly.

In addition, it is necessary to open a public money bank of Xing Tianjun in the jurisdiction of Xing Tianjun to be responsible for the payment of the money issued. At the same time, it is also necessary to ensure that the paper and pen can gradually replace all kinds of messy copper coins that are popular in the market, and also to ensure that the paper and pen of Xing Tianjun are kept in value.

As for minting coins, Xiao Tianjian requires not only to mint silver coins of various weights, but also to mint copper coins. At present, the silver dollars brought by Western countries have already begun to circulate in the Ming Dynasty. These imported goods are collectively referred to as Yingyang. Xing Tianjun may also follow their example and mint his own silver dollars. As for what to do, he thinks that Abandon the previous money-casting process and use forging to cast money, which is also anti-counterfeiting.

In this regard, Xiao Tianjian can only provide some of his ideas, but Fan Yutong is much more proficient than him in this regard. After carefully understanding Xiao Tianjian's ideas, Fan Yutong took over the matter and promised Xiao Tianjian that within half a year, he would start to launch their Xing Tianjun's silver dollar.

At this time, Xiao Tianjian was very happy. He secretly hugged Fan Yutong and kissed him a few times, which was a thank you to her, which made Fan Yutong very happy and felt that she could finally do more for Xiao Tianjian.

Of course, the issuance of currency is not a simple thing. There are too many aspects involved. Xiao Tianjian ordered Niu Jinxing to cooperate with Fan Yutong to carry out this matter. All the human and material resources needed are transferred by Fan Yutong, including the money-casting craftsmen. In short, it can be carried out as soon as possible.

And his main focus is still on the current war.